Salary calculator — UAE
Net pay and true employer cost in the UAE, computed with the same payroll engine that produces AhlanHamad payslips — including GPSSA rates, insurable-wage caps, and expatriate rules. Your figures never leave your device.
Monthly breakdown
- Gross pay
- Insurable wage (after cap)
- Employee social insurance
- Net pay
- Employer social insurance
- Total employer cost
No state-pension contribution applies — this employee accrues an end-of-service gratuity instead.Open the free UAE end-of-service calculator
Statutory rules current as of August 2026. This is an indicative estimate, not legal advice. Everything is computed on your device — your salary is never sent or stored.
How the UAE calculation works
- Enter the monthly basic salary, plus housing and transport allowances if any — the engine knows which allowances count toward the insurable wage in this country.
- Pick the employee's nationality — nationals contribute to the state scheme, other GCC nationals are covered cross-border under the unified extension, and expatriates accrue end-of-service instead.
- Read the breakdown: net pay after the employee contribution, and the true employer cost including the employer contribution.
The GPSSA insurable wage is capped at AED 70,000.00 per month — contributions are computed on the capped wage, exactly as payroll applies it.
Frequently asked questions
What is deducted from a salary in the UAE?
For nationals, the GPSSA employee contribution is deducted from the covered wage. Expatriate employees in the UAE have no state-pension deduction — they accrue an end-of-service gratuity instead.
Is there a salary cap for GPSSA contributions?
Yes — contributions are computed on an insurable wage capped at AED 70,000.00 per month. Above the cap, the contribution stops growing.
What does an employee really cost an employer in the UAE?
Gross pay plus the employer GPSSA contribution — and for expatriates, the end-of-service gratuity accrues on top; use the gratuity calculator to estimate it.
Is my salary stored when I use this calculator?
No. The calculation runs entirely in your browser using the same statutory engine that powers AhlanHamad payroll — your salary is never transmitted or stored.
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See the current GPSSA contribution rates ·Open the free UAE end-of-service calculator ·All AhlanHamad tools for the UAE
Watch it work
Short, narrated screen recordings of the product doing exactly this.
51sHow to run payroll in the UAE, from zero
1:57 minA bilingual payslip employees can read in Arabic or English